TERMS OF USE


About Blueestock
PT Blucips Teknologi Asia ("Blueestock") is a limited liability company established under the laws of the Republic of Indonesia, domicile in South Jakarta, which is the owner and manager of a website and mobile application named Blueestock ("Platform”). Blueestock is a startup company that has its business in providing information, and data related to share issuers and the development or movement of shares. Blueestock also has a vision to provide education to the public so that stock investment transactions are more easily understood and accessed by the wider community.

General
You hereby agree to comply with any and all guidelines, notices, operating rules and policies and instructions relating to the use and/or access to the Platform, as well as any changes made by us, from time to time. We reserve the right to make revisions to guidelines, notices, operating rules, policies and instructions at any time and you are deemed to know and be subject to any of the above changes after notification or publication of such changes on the Platform or notification through other media.

Your communication with us can be done through the Platform using the features provided. You are considered to know, agree and are willing to accept any form of notification or information that comes from the Platform through various communication media, including but not limited to email, Whatsapp and other communication media that may exist in the future.

Blueestock has right to improve, add variations, modify, put on hold, stop providing, delete, either in whole or in part from the Platform, without giving reasons & prior notice, and are not responsible if the increase, variations, modification, suspension or deletion prevents you from accessing the Platform.

Blueestock has right to do the following matters:
• Monitor, filter or control every activity, content or material on the Platform. At our sole discretion, we can investigate any violations of the Terms and Conditions and can take any action deemed necessary and appropriate;
• Prevent or limit user’s access to the Platform if necessary;
• Report on the activities suspected of being a violation of the prevailing law, act or regulation to the competent authorities and cooperate with those authorities; and
• Request any information and data related to the use of Services on the Platform and/or platform access at any time, and as an implementation of our rights, if you refuse to provide/disclose those requested information/data, or if you provide inaccurate, misleading information/data and/or fraud or if we have reason that reasonably suspect that you have provided inaccurate, misleading or fraudulent information and/or data, we will immediately stop or deactivate your access and/or account in the Platform.

Restrictions on The Usage of Platforms and Prohibited Actions
In accessing our Platform, you hereby agree that you will not:
1. Use automated devices, software, processes or methods to access, retrieve, collect or index on the Platform or any content on the Blueestock website;
2. Use any device, software, process or method to interfere with or attempt to interfere with the correct work on the Blueestock website;
3. Take any action that will impose a burden or make excessive requests for services on the Platform that we consider, according to our discretion, solely as improper or unbalanced site use;
4. Sending spam, chain letters, contests, junk email, surveys, or other mass messaging, whether commercial or not;
5. Use the Platform or content from it in any way that, according to our absolute discretion, is not reasonable and/or not for the purpose of providing it;
6. Violates the rights owned by any person, including copyright, trade secrets, privacy rights, or any other intellectual property rights or ownership rights;
7. Pretending to be any person or entity or trying to obtain money, keywords or personal information from others;
8. Act by violating this Terms of Use or other conditions imposed by us or any applicable law;
9. Duplicate, republish, resend, modify, adapt, distribute, translate, make derivative works or adaptations from, display publicly, sell, trade or in any way try our platform or any content on our website and mobile application, except as authorized expressly by us; or
10. Send or try to send computer viruses, worms, defects, Trojan horses or other destructive things. We reserve the right to carry out any method deemed necessary to prevent unauthorized access to or use of our website and mobile application, including but not limited to, creating technological barriers, or reporting your behaviour to any person or entity.
11. Uploading, posting, distributing, assisting in the distribution of content, including text, images, videos, sounds, data and other information on our website and mobile application, namely false or misleading information, personal information that violates the privacy of others, information that contains lies, or things that are violated by law, or aim to interfere with users of our website and mobile application, and other information that can damage the reputation of our Platform.
12. Disseminate information about subscription package and services provided on the Platform incorrectly or not in accordance with the vision and mission of Blueestock;
13. Take actions that can damage the features of Blueestock;

Users are Prohibited to:
1. Use the services on the Platform in bad faith;
2. Use all the information dan data provided in the Platform with bad faith;
3. Use services on the Platform without the intention to pay the price of the subcription package for any purposes, nothing is excluded;
4. Provide incorrect or misleading information to Legal Professionals through the Platform, including when completing the requested data on the form and uploading incorrect data on certain parts of the Platform;

Data
Data provided by Users to Blueestock must be accurate, complete and valid. If the data provided is inaccurate or incomplete or invalid, then we have the right to delete, stop or deactivate the account in question.

Right & Obligation
User
• Users can access their history purchases of subscription package attached to their account in the Platform.
• Users are obliged to fulfill every request for information, data and other documents when accessing the Platform.
• Users are obliged to provide with accurate, complete and valid information in accordance with the requirements for service options on our Platform;
• Users are obliged to make payments for each purchase in accordance with the product price set on our Platform;
• Users have the right to get the subscription package according to the purchases on the Platform with good quality.

Blueestock
• Blueestock is obliged to provide data, and information related to stock issuers through Platform with the best quality and efforts;
• Blueestock has the right to receive accurate, complete and valid information of the User;
• Blueestock has rights to receive payments for every subscription according to the package price stated in the Platform.

Payment Terms
1. Downloading and/or using our Platform is free. We may charge for downloading and/or using the Platform at any time, with prior notice so you can decide whether you want to continue using the Platform or not. However, the internet connection required to use the Platform, and any related costs (such as mobile data charges) incurred by the use of the Platform are your responsibility and are solely borne by you.
2. The price that applies to every subscription package can be found on the Platform. We can unilaterally change and/or renew the price of these subscription package from time to time.
3. The price of subscription package listed on the Platform will be applied on a monthly basis and you can determine whether you want to make the payments manually at the end of every subscription period or automatically with a recurring system (auto subscription).
4. The recurring payment system can only be applied to certain payment method, namely credit cards.
5. In the recurring payment system, you can stop the subscription package at any time, with regard to the prevailing cancellation policy on the Platform.
6. You agree and declare that you are able to make full payment for the product price for every purchase that you make on the Platform.
7. You are fully responsible for every payment that has been made on the Platform, both manual payments and recurring payments until you cancel the implementation of the recurring system in your account settings on the Platform.
8. Payments can be made using electronic transfer methods, debit cards, credit cards, digital wallets and/or other methods as listed on our Platform by completing the data and information requested on the Platform.
9. Payments are non-refundable when you have agreed to these Terms of Service and your purchase or order request has been successfully received by the system on the Platform.

Limitations and Guarantees
• We do not provide statements or guarantees for the reliability, timeliness, quality, suitability, availability, accuracy or completeness of the Platform, including but not limited to services obtained or originating from the Legal Professional through the Platform. We do not represent or warrant that (a) the Platform, always available without interruption, is safe or free of errors or omissions, or any defects found will be corrected immediately; (b) Platforms are always free of computer viruses or other harmful code, harming, damaging, agents, programs or macros; (c) security of any information sent by you or to you through the Platform, and you hereby accept the risk that any information sent or received through the Platform can be accessed by unauthorized third parties and/or disclosed by us or officers, employees or agent to a third party who claims you or claims to act under your authority. Internet transmission and electronic mail can be subject to interference, blackout transmission, delayed transmission due to incorrect internet traffic or data transmission due to the public nature of the internet.
• We are not responsible to you for any loss or cause in any form that arises either directly or indirectly related to: (a) access, use and / or inability to use the Platform; or (b) systems, servers or connections that fail, errors, omissions, interruptions, delays in transmission, computer viruses or malicious codes, harm, damage, program agents or macros;
• We use appropriate and reasonable technical and security methods to keep the platform safe and free of viruses and errors. However, no matter how effective this technology is, there is no impenetrable security system. Therefore, we cannot guarantee the security of our database and we also cannot guarantee that the information you provide will not be detained / interrupted while being sent to us.
• Any claim against us, in any case, originating from you, your legal heirs or representatives, will be limited to a maximum amount of the total subscription paid to use the Platform at the time of claim occurred.
• We will not be liable for any loss, damage or injury that may be caused by or caused by you.
• You expressly waive and release us from any and all obligations, claims or damages arising from or in any way in connection with the subscription package purchased through the Platform. The responsibility for decisions that you make on the subscription package and/or based on the information and data found through our website and mobile application is solely your responsibility. You expressly waive and release us from any and all obligations, demands, causes of action, or damages arising from the information and/or data in the Platform, software, or in any way related to our Platform.

Compensation
You hereby agree to provide compensation and waive Blueestock and its affiliates (and its officials, agents, partners and employees) for any and all losses, liabilities, claims or requests (including reasonable attorneys' fees) arising from, or in connection with the use of and access to the Platform or with the contributions which are not in accordance with these provisions.

Termination
Based on our policy, immediately after notice given, we can stop you using the Platform and/or Service and/or disable your Username and Password. We may stop your access to the Platform and/or subscription package (or any part thereof) for certain reasons, including if there is a violation of these Terms of Use or where if we believe that you have violated or acted not in accordance with the applicable Terms of Use, or if in our opinion or the opinion of the regulatory authority, services that are applied to the Platform by you cannot be granted or implemented.

Disclaimer
All data and information is provided “as is” for informational purposes only, and is not intended for trading purposes or financial, investment, tax, legal, accounting or other advice. Please consult your broker or financial representative pricing before execute any transaction.

Blueestock is not a consultant, investment adviser, financial adviser or a securities broker. None of the data and information constitutes a transaction advice, investment advice nor an offering, recommendation or solicitation to buy, sell or hold any transaction upon financial product, and Blueestock makes no representation and does not provide any opinion regarding the advisability or suitability of any investment transaction.

None of the data and information constitutes an investment and/or transaction advice (whether general or customized). The financial products or transactions referred to in such data and information may not be suitable for your investment profile and investment objectives or expectations. It is your responsibility to consider whether any financial product or operation is suitable for you based on your interests, investment objectives, investment horizon and risk appetite. Blueestock shall not be liable for any damages arising from any transactions or investments in financial products referred to within. Blueestock does not recommend using the data and information provided as the only basis for making any transaction or investment decision.

Information and data displayed on the Platform are provided by PT Bursa Efek Indonesia or other content providers. Such information and data will be available when it has been officially submitted by the Issuer. Blueestock does not verify any data and/or information and disclaims any obligation to perform such verification. Information and data displayed on the Platform can be preprocessed by Blueestock without changing, modifying, reducing and/or adding to the original data and information solely for the purpose of display adjustments and easier understanding for Users.

Regarding the information and data displayed on the Platform, please pay attention to the following:
• Share Price, Stock Beta, Market Capitalization, PE Ratio (Price to Earnings Ratio), and PBV Ratio (Price to Book Value Ratio) will be updated at the end of each trading day.
• Stock price has been adjusted by stock split.
• Quarterly PE Ratio will be calculated based on Forward PE.
• Beta is updated daily based on 1 year beta calculations.
• Average PE Industry excludes stock PE with higher than 100x and negative PE
• "NA" means that the data is not available or not provided by the Issuer in its application to the Indonesia Stock Exchange.
• All information and data provided is in IDR, Blueestock will convert all data based on the exchange rate provided by the Issuer or other similar rates on that day.
• Dividend Yield Ratio is calculated by taking the amount of dividends paid and dividing it by the total market capitalization (Dividend Yield will be presented based on the calendar year basis).
• Industry Average PE Ratio is obtained from the average PE Ratio in the same industry (updated at the end of each trading day).
• ROE (Return of Equity) & ROA (Return of Assets) will be calculated on year-to-date basis.

Blueestock, its data or content providers, the financial exchanges and each of their affiliates and business partners expressly:
• disclaim the accuracy, adequacy, or completeness of any data; and
• shall not be liable for any errors, omissions or other defects in, delays or interruptions in such data, or for any actions taken in reliance thereon.

Neither Blueestock nor any of our information providers will be liable for any damages relating to your use of the information provided herein.

You agree not to copy, modify, reformat, download, store, reproduce, reprocess, transmit or redistribute any data or information provided or found in the Platform or use any such data or information for commercial purposes, personally or in a commercial enterprise, without obtaining prior written consent.

Either Blueestock or its third party data or content providers have exclusive proprietary rights in the data and information provided.